Invoice factoring for international trade · Day-1 execution live
Invoice factoring and supplier capital for trade without borders.

EnablePay helps Nigerian and African suppliers convert approved corporate invoices into operating capital, then routes eligible asset-purchase proceeds for international trade settlement.

Invoice factoringSupplier capital provisioningInternational settlement
Geographically projected Earth, with Lagos marked on the coast of Nigeria
Lagos · Nigeria
North America
Europe
Asia
Institutional routing network live
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₦15.6B+
Verified advances paid
24 hrs
Priority execution
60 days
Maximum settlement cycle
5
Corporate partners
Anchor corporates
Trusted corporate invoice anchors.

Supplier capital provisioned against verified invoices from established corporate buyers.

Unilever logo
Unilever
Coca-Cola logo
Coca-Cola
Diageo logo
Diageo
Seplat Energy logo
Seplat Energy
Nestlé logo
Nestlé
The execution layer
Complex trade. Clear infrastructure.

One controlled infrastructure connects invoice verification, supplier capital provisioning, receivables purchase, and international settlement.

EnablePay Prime™

Supplier capital, provisioned against verified invoices.

Institutional invoice factoring that purchases approved receivables and provisions capital for suppliers to produce, fulfil, and grow trade.

Verified invoice purchase
Up to 70% advance
Capital for trade execution
EnablePay Nexus™

Asset purchases routed into international settlement.

Nexus routes proceeds from approved asset purchases through our Institutional FX Routing infrastructure to settle supplier partners internationally.

Asset-purchase proceeds
International supplier settlement
Institutional FX Routing
EnablePay Infrastructure

Trade execution, built into your stack.

APIs and workflow tools for platforms that need verified trade infrastructure without building it from zero.

Sandbox access
Webhook events
White-label workflows
Built for physical trade
Infrastructure behind the movement.

Capital provisioned against verified invoices keeps factories producing, suppliers fulfilling, ports clearing, and goods moving through global corridors.

Ships operating at a busy port in Lagos, Nigeria
Lagos trade corridor
Nigeria trades at full speed.

Invoice factoring infrastructure should move with its ports.

African textile worker on a manufacturing floor
African manufacturing
Production without the pause.

Provision supplier capital against verified corporate invoices.

Cargo ships, cranes, and containers at Port Elizabeth in South Africa
African port network
Trade across the continent.

From approved invoice to completed international settlement.

One controlled cycle
From invoice to settlement.

Every stage is visible, verified, and designed for institutional review.

01
Submit

Upload an approved corporate invoice.

02
Verify

TradeScore™ validates the transaction.

03
Provision

Capital is provisioned through an approved receivables purchase.

04
Settle

The cycle closes when the corporate buyer pays.

One platform. Three entry points.
Built around how you trade.
24-hour priority execution
Turn approved invoices into operating momentum.

Submit a verified receivable and access capital to fulfil orders, sustain production, and expand trade.

Invoice factoring explained
Answers for suppliers trading in Nigeria and Africa.

Clear answers about invoice factoring, receivables purchase, supplier capital, and international trade settlement through EnablePay.

Institutional trust
Structured for serious trade.

Clear entity information, controlled partner rails, and transparent transaction workflows are built into the operating model.

Registered Canadian MSB

FINTRAC MSB number N300001868

Enterprise security

Protected data and controlled access

Delaware incorporated

EnablePay INC, Newark, Delaware

Asset purchase model

Anchored to verified receivables

Trade infrastructure, live
Provision capital for the next trade cycle.

Start with one verified invoice and put capital behind the next trade cycle.